Asia - Pacific
China keeps lending rates unchanged
1-year lending rate remains 3%, 5-year lending rate 3.5%, in line with market expectations
Gokhan Ergocun |
20.10.2025 - Update : 20.10.2025
ISTANBUL
China kept its benchmark one-year and five-year lending rates (LPR) unchanged on Monday, according to notices by the People's Bank of China (PBoC).
The one-year lending rate remains 3%, and the five-year lending rate 3.5%, in line with market expectations.
The LPR, determined based on the profit margin announcements of 18 banks in China on the borrowing rate set by the central bank, has served as the country's benchmark interest rate since 2019.
The one-year loan prime rate is used as a reference for corporate loans, while the five-year rate is used for real estate loans.
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